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Life events that may impact your benefits
From growing your family to planning for retirement, life is full of meaningful moments. We’re here to support you through each step with benefits and resources that help you navigate what’s next with confidence.
Growing your family
The path to parenthood is personal. And your benefits should be, too. Our resources provide support every step of the way to prepare and safely care for yourself and your family.
Getting married checklist
Marriage is a thrilling milestone that offers countless advantages, including serving as a qualifying life event under our benefits plan. This checklist provides guidance on updating personal information and benefits coverage.
Coverage for domestic partners
Domestic partner benefits may be elected during the annual Open Enrollment period. This checklist outlines eligibility requirements and the steps to enroll.
Preparing for retirement
Retirement comes with important decisions about benefits, coverage and next steps. This checklist outlines actions to take as that transition approaches.
Changes in marital or dependent status
MetLife offers affordable legal services through a nationwide network of attorneys to help handle matters with confidence.
Identity protection
Data breaches, fraud and cyber threats can have lasting impacts on your finances and personal security. Allstate Identity Protection provides monitoring and cybersecurity tools to help keep you and your family secure online. Voluntary coverage is available.
Growing your family is one of life’s most meaningful milestones. Komatsu offers benefits and resources to support you every step of the way—from parental leave to healthcare and childcare assistance.
Paid Parental Leave – Generous paid time off includes our parental leave benefit, Short-Term Disability (for birthing parents) and FMLA, where applicable
Medical Coverage and Expense Accounts – Comprehensive medical coverage and pre-tax savings accounts to help manage healthcare costs for you and your family.
Fertility Support – Coverage through our medical insurance plans to assist with eligible fertility treatments and related care.
Adoption Support – Resources and assistance to help offset eligible adoption-related expenses.
Childcare Search Support – Access to tools and resources to help you find quality childcare options.
Marriage is an important milestone and a qualifying life event under our benefits plan. This means you have the opportunity to review and update your benefits coverage and personal information outside of open enrollment season.
Here’s a quick checklist to help you stay on track:
Update your marital status
Update your legal name (if applicable)
Review your home address, phone number, and emergency contacts
Review & Update Your Benefits
Add your spouse to medical, dental, and vision plans (if eligible)
Update beneficiary designations (life insurance, retirement plans, and other applicable benefits)
Review FSA/HSA elections, if applicable
Submit Required Documentation
Upload a marriage certificate or other required documentation, if requested
Complete updates within the required timeframe to avoid delays in coverage
If you wish to enroll a domestic partner in your benefits coverage, you may do so only during Open Enrollment, as it is not considered a qualifying life event.
To Add a Domestic Partner:
Confirm your partner meets Komatsu’s eligibility requirements
Enroll your domestic partner during Open Enrollment
Submit required documentation within the specific timeframe, including a signed and notarized Domestic Partner Affidavit, one document showing a shared financial or living arrangement (e.g., joint tax return, shared lease or mortgage)
If you are planning to retire, take these steps to prepare:
Notify HR and Your Manager: Share your retirement plans and submit a signed retirement letter with your intended retirement date.
Review Your 401(k): Decide whether to leave your funds with Fidelity, take a distribution, or roll them into another retirement account.
Understand Your Health Coverage: Your employee health coverage terminates at the end of the month during which you retire. You may elect to enroll in COBRA for up to 18 months.
Review Retiree Health Options: If eligible, retiree medical coverage is available before age 65. Medicare plans are coordinated through Via Benefits once you reach Medicare eligibility.
Contact the Benefit Center: Reach out to the Komatsu Benefit Center for assistance reviewing your retirement benefits.
Current U.S. employees may contact the the Benefits team for additional details or assistance related to any of