Additional coverage add-ons

Be prepared for life’s unexpected moments with coverage that goes beyond your medical plan. These supplemental coverage options provide added financial protection when facing illness, injury or other unforeseen events. More coverage means more safety and care in any situation.

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Critical illness insurance

When a major illness strikes, expenses can increase quickly. This supplemental coverage can provide a lump-sum payment to help protect your finances while you focus on recovery.

Supplemental life insurance

In addition to the company-provided basic life insurance, you may purchase optional life insurance. Combined maximum coverage for basic life and optional life is $2,000,000.

Hospital indemnity insurance

A hospital stay can affect more than your health—it can severely impact your finances. This supplemental coverage pays a cash benefit directly to you, regardless of other insurance, to help manage hospitalization-related expenses. 

Accident insurance

When accidents happen, standard medical insurance only goes so far. A supplemental accident protection plan can help pay for out-of-pocket medical expenses or other household needs.

Accidental death and dismemberment (AD&D) insurance

In addition to the company-provided basic AD&D, you may purchase optional AD&D insurance for yourself, your spouse, or domestic partner, and/or your children.

Pet care insurance

Because pets are family, too. Through Pets Best, employees have access to reduced-rate preventive care and comprehensive coverage options to help protect their pets in the event of an accident or illness.

Legal support

MetLife offers affordable legal services through a nationwide network of attorneys to help handle matters with confidence.

Identity protection

Data breaches, fraud and cyber threats can have lasting impacts on your finances and personal security. We partner with Allstate Identity Protection, which can provide monitoring and cybersecurity tools to help keep you and your family secure online. Voluntary coverage is available. 

Current U.S. employees may contact the the Benefits team for additional details or assistance related to any of there benefits.